Fees and you can fees
The new fine print to your home loans need you to found regular salary, societal security or retirement money and make use of DNB as your casual financial.
Calculation off effective interest rates
BLU Begin:Amount borrowed NOK 2 100 100000 as much as 85 % out of market value. Moderate interest rate step three.39 % p.a beneficial. Annuity mortgage which have energetic rate of interest step three,52 % p.a good. plus front-prevent percentage NOK 3 190 and instalment percentage NOK 65. Costs NOK 990 890, complete NOK 2 990 890 over twenty five years.
Loan amount NOK dos one hundred thousand one hundred thousand, nominal interest rate 4.69 % p.a great. to own 3 12 months fixed speed. Annuity financing having active interest 4.87 % p.a. including front-stop commission NOK 3 190 and you will instalment fee NOK 65. Pricing NOK 1 422 590, totalt NOK 3 422 590 more 25 years.
Car loan to have young adults that have down-payment thirty-five % or even more:Loan amount NOK 150 000 around 65 % away from price. Annuity financing having nominal interest rate 4.74 % p.an effective., energetic rate of interest 6.54 % p.a good. along with front side-prevent fee NOK dos five-hundred and you may instalment payment NOK 65. Pricing NOK 25 484, complete NOK 175 484 over 5 years.
Amount borrowed NOK fifty 000. Nominal interest rate % p.good. Annuity loan with energetic interest % p.an effective. and front side-stop payment NOK five hundred and instalment fee NOK fifty. Total cost NOK 68 777 more than 5 years.
Fixed-price real estate loan Tale:Loan amount NOK dos 000 100000, moderate interest 4.69 % p.a. getting step three year repaired price. Annuity loan with effective interest rate 4.87 % p.a beneficial. and side-end percentage NOK 3 190 and instalment payment NOK 65. Prices NOK step one 422 590, totalt NOK step 3 422 590 more than twenty five years.
Car finance Saga and you may Tale Precious metal having thirty-five % downpayment:Amount borrowed 150 one hundred thousand NOK to 65 % out of price. Annuity mortgage having nominal rate of interest 4,74 % p.a great., active interest six.forty two % p.a great. and top-avoid commission NOK 2 3 hundred and instalment fee NOK 65. Cost NOK twenty-five 259, overall NOK 175 259 more five years.
Saga Liquidity set aside:Amount borrowed NOK 70 one hundred thousand. Nominal interest %, productive rate of interest % and side-prevent percentage NOK five-hundred. Rates NOK 4 574, overall NOK 74 574 more 1 year.
Real estate loan as much as 75 % regarding ount NOK 2 one hundred thousand 000, as much as 75 % out of market value. Nominal interest rate 4,30 % p.a great. Annuity loan that have energetic interest cuatro,forty-five % p.a. as well as top-prevent percentage NOK step 3 190 and you will instalment payment NOK 65. Pricing NOK step 1 286 390, overall NOK 3 286 390 more 25 years.
Family equity line of credit:Amount borrowed NOK dos 100000 100000, up to 75 % off market value. Affordable interest useful content rate cuatro,29 % p.good. Annuity financing which have active rate of interest cuatro,forty-five % p.a great. and additionally front side-prevent payment NOK step three 190 and you may instalment fee NOK 65. Prices NOK 1 286 390, full NOK 3 286 390 over twenty five years..
Fixed-rate mortgage:Loan amount NOK 2 000 100000 around 75 % away from market value. Nominal rate of interest cuatro.74 % p.an effective. to have 3 seasons repaired speed several months. Annuity mortgage that have active interest rate 4.ninety five % p.an excellent. in addition to front side-avoid percentage NOK step 3 190 and you may instalment payment NOK 65. Cost NOK step one 439 690, overall NOK 3 439 690 over 25 years.
Environmentally friendly mortgage loan:Amount borrowed NOK 2 100000 100000 to 85 % regarding market value. Moderate rate of interest step three.39 % p.good. Annuity mortgage having effective rate of interest step 3.52 % p.a. and additionally side-end payment NOK 3 190 and you will instalment payment NOK 65. Cost NOK 990 890, totalt NOK dos 990 890 over twenty five years.
